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I don't know the exact terms in English, but gastos inmediatos are everyday expenses, direct expenses, out-of-pocket expenses, what you need to feed yourself and your dependants, to take the bus, to put gas in your car's tank; while gastos mediatos are indirect expenses or all the expenses you must incur to keep a roof over your head, the lights on, to repair your broken car or your leaking roof, to have health insurance, etc.
Money to pay for the laundry-o-mat is gasto inmediato. Money to pay for new clothes is gasto mediato.
That should suffice to let you find the proper terms in English, or even in Legalese.
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