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Old April 22, 2008, 08:54 AM
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deductible/deducible

I would like to know the correct word for insurance deductible in Spanish.
I use deducible but I suspect it is incorrect. When I refer to deductible
in this case, I mean the expense that must be met before insurance
considers payment. For example. My car insurance has a $500 deductible.
¿Se puede decir, "mi seguro de coche tiene un deducible de 500 dolares?"

Poli
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  #2  
Old April 22, 2008, 09:09 AM
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I suspect the word you want is franquicia.
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Old April 22, 2008, 09:32 AM
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I think the correct word is "deducible"

Franquicia = more of an exemption

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Old April 22, 2008, 09:32 AM
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In Mexico, the word deducible is correct although it may be an anglicismo, and it might not be used in other countries.


http://www.eluniversal.com.mx/tudinero/1967.html
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Old April 22, 2008, 10:10 AM
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Thanks all. I figured it out with your help. Deducible is what I use here in the U.S. and people seem to understand it. I know it is an anglicism. Franquicia the better word. Check RAE. The third definition explains what a deductible is. Thanks María José.
Poli

Last edited by poli; April 22, 2008 at 10:20 AM.
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Old April 22, 2008, 01:13 PM
Alfonso Alfonso is offline
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mmm... The Anglicism deducir is a Leninism: de ducere. (I mean a Latinism, but the ie corrector changed it).
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Old April 22, 2008, 01:22 PM
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I guess it depends on who your audience is. If it's Latin America, go with deducible, if it's Spain, go with franquicia.
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Old April 22, 2008, 01:28 PM
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En España usamos así las siguientes palabras:

Deducible. Parte de un gasto que puedes restar de tus impuestos. Si compro una casa, puedo deducir (restar de mis impuestos) el 15 % de los gastos en intereses de una hipoteca.

Franquicia. Gastos que no te cubre un seguro. Con una franquicia de 500 €, tu seguro de coche sólo te pagará las reparaciones superiores a esta cantidad.

Son dos palabras distintas. ¿Cuál de las definiciones ta vale, Poli?
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Old April 22, 2008, 01:41 PM
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Quote:
Originally Posted by Alfonso View Post
Franquicia. Gastos que no te cubre un seguro. Con una franquicia de 500 €, tu seguro de coche sólo te pagará las reparaciones superiores a esta cantidad.
Esto es deductible in the US and deducible in Mexico. I even asked a Mexican friend.
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Old April 22, 2008, 02:12 PM
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Vaya, por eso no me entiendo con la gente cuando voy a México. Te subes a un taxi y dices: a la Plaza de las Tres Culturas, por favor; y te contesta el taxista: luego, luego... Y tú te quedas pensando ¿cómo que luego, si lo que quiero es que me lleve ahora? Insistes: que no, mire, que lo quiero es ir ya... Y te contesta: luego, luego... ... Entonces es cuando te enfadas, te bajas del taxi y coges otro. Entras cabreado y dices: A la Plaza de las Tres Culturas, ahora mismo. Y te dice otro taxista, no el de antes: luego, luego... I can't believe it!
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Last edited by Alfonso; April 22, 2008 at 04:42 PM. Reason: Se me olvidó una "ese"
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decucible, deductible, franquicia, iberian spanish, insurance, luego luego, mexican spanish

 

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